WODAO hails Bank of Ghana’s disability inclusion framework, urges full implementation
Human Rights Reporters
2 min read
The Women with Disability Development and Advocacy Organization has welcomed a new directive by the Bank of Ghana aimed at advancing financial inclusion for persons with disabilities, describing it as a critical step toward dismantling systemic barriers in Ghana’s financial sector.
In a statement issued on April 27, 2026, WODAO commended the central bank for rolling out an Implementation Framework for the Directive on Financial Inclusion for Persons with Disabilities, noting that the move signals a stronger national commitment to equity, dignity, and inclusive development.
The framework, released on April 20, 2026, outlines clear timelines and accountability measures requiring all regulated financial institutions to make their services more accessible and responsive to the needs of persons with disabilities.
A step toward rights-based inclusion
WODAO said the directive goes beyond policy intent by mandating financial institutions to develop disability inclusion policies, improve infrastructure and service delivery channels, train staff to provide respectful and non-discriminatory services, and design inclusive financial products.
According to the organization, these measures are particularly important for women and girls with disabilities, who often face compounded discrimination in accessing financial services.
“This is not just about banking access—it is about rights, dignity, and equal opportunity,” the statement emphasised.
Enforcement signals seriousness
WODAO also welcomed the Bank of Ghana’s commitment to enforcement, including sanctions for institutions that fail to comply with the directive by December 31, 2026.
The organization described this as a strong indication that the framework is intended to drive real, measurable change rather than remain a symbolic policy.
Call to financial institutions
The group urged banks and other financial service providers to treat the directive as both a moral obligation and a development priority.
It called for meaningful engagement with Organizations of Persons with Disabilities (OPDs) in designing and implementing inclusive financial services, stressing that those most affected must be at the centre of decision-making.
WODAO further emphasized the need for accessibility across both physical banking spaces and digital financial platforms, warning that exclusion in the digital space could deepen existing inequalities.
Commitment to partnership
The statement, signed by Veronica Denyo Kofiedu, reaffirmed the organization’s readiness to collaborate with regulators, financial institutions, and other stakeholders to ensure effective implementation of the framework.
“As a leading organization advocating for the rights of women and girls with disabilities, we stand ready to support efforts that translate this policy into meaningful impact,” it noted.
WODAO stressed that financial inclusion is not a privilege but a fundamental human right, adding that the new framework represents a significant milestone in building a more inclusive and just financial ecosystem in Ghana.
The organization continues to advocate for the empowerment of women and girls with disabilities through policy engagement, capacity building, and community-driven initiatives.
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